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Gail Cavanaugh
- Female
- Newport, Rhode Island
- United States
- Share
- Blog Posts (6)
- Discussions (5)
- Events (2)
- Groups (1)
- Photos (4)
- Photo Albums
- Videos
Gail Cavanaugh's Discussions
Graduation
3 Replies
Started this discussion. Last reply by Olympia Scott Jun 13.
Children and Music
1 Reply
Started this discussion. Last reply by Eva-Maria Jan 8.
Gail Cavanaugh's Events
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Children's Christmas Gala
December 13, 2009 from 1pm to 5pm – Martin Recreation Center
Gail Cavanaugh's Page
Latest Activity
From the Gift Store
- Children's Christmas Gala on December 13, 2009 from 1pm to 5pm
- Appearing on Robin Falls Blog Talk Radio Show on November 30, 2009 from 3pm to 4pm
I am encouraging parents to join SAVEMM with their children and help them to understand what they are getting into when they apply for credit cards. The SAVEMM site is the newsletter site with over 70 tips on handing money from finding jobs to und...
I agree with your assertions. We must teach our children about establishing and handling credit. By targeting teens and college students, credit card companies are able to get their hooks in, before these young adults are fully aware of the reperc...
Profile Information
- City, State
- Newport, Rhode Island
- I am a...
- Female
- Relationship Status:
- It's Complicated
- About Me:
- I own a website designer, SEO expert, children's book illustrator, provider of e-commerce solutions to businesses and a freelance writer. I also teach piano to children. Being gifted in the arts, I have a passion for children with talent.
I have also started a group on Face Book called Prospering Christians. We are committed to handling money God's way. We have over 150 members so far and enjoy discussions on prosperity according to God. If you are on Face Book, join us.
Finally, I have founded group - SAVEMM to help students learn how to handle money more responsibly.
- Reason for joining Super Parenting Network:
- Networking
- Website:
- http://www.squidoo.com/kidscreate
Kids and Creativity
Thank God we have the internet and we can really capitalize on the information that's available. Some of the research I uncovered really amazed me and I hope you will be able to use it with your children. The Bible says that children are a blessing and I believe that.
I discuss the effects of a music education on children in "Kids and Creativity" and how children can learn to be disciplined in their use of time to study music, particularly, the piano in "A Child's Guide to Greatness" www.squidoo.com/greatkids. May God bless you and your children.
Since this economic crisis that we are experiencing, I have been concerned about the debt that teens are incurring. There is a need to educate our teens about responsible ways of handling debt and money. According to Larry Burkett, teens are carrying about 30% of the total debt in this country which is a significant amount. In order to prevent them from making the same or worse mistakes that we did, they need to be made aware of the consequences of not handling debt and finances properly.
I would like to explore ways with the parents to educate their children and to also help the parents who are stuggling with theses issues themselves. Not many people grow up knowing how to plan and budget their money. According to finacial experts, only 10% of the people in this country actually make plans for their finaces and keep track of their personal budget.
Our debt is getting out of control and more people need to know how they can avoid not having resources to turn to when this cycles again. Therefore, I have created an organization called S.A.V.E.M.M. - Students Assembled to Value Economical Money Management. Students can receive a valuable newsletter with tips on handling money and credit cards as well as commit to handle their finances responsibly.
Finally, here is a link to an important Squidoo Lens about Love: What is Love?
Where authors and readers come together!
Gail Cavanaugh's Photos
Gail Cavanaugh's Blog
Parents - Join SAVEMM with your children
I am encouraging parents to join SAVEMM with their children and help them to understand what they are getting into when they apply for credit cards. The SAVEMM site is the newsletter site with over 70 tips on handing money from finding jobs to understanding the New Credit Card Legislation. The newsletter is free.
There is another site, "Kids and Credit Cards". for the sudents with more… Continue
There is another site, "Kids and Credit Cards". for the sudents with more… Continue
Posted on September 18, 2009 at 12:11pm —
Obama addresses credit card abuses by the banks
Many of you may have heard Obama criticise the banks for targetting teens and college students with offers for credit cards. I believe this is a positive step to help our children avoid the risk of bad credit by mishandling credit cards. The Senate enacted recent legislation to have parents co-sign with thir teens in acquiring credit cards.
Credit cards are a good way to establish credit if used correctly, however, most students do not know how to use them responsibly. This is why they end up g… Continue
Credit cards are a good way to establish credit if used correctly, however, most students do not know how to use them responsibly. This is why they end up g… Continue
Posted on May 15, 2009 at 1:07pm — 1 Comment
Retailer's Guide to Merchant Services
I have just finished writing the e-book, Retailers Guide to Merchant Services which covers credit card processing, marketing an online business and writing skills for bloggers. It will be available in a few days. If you would like a copy, drop me a note or click onto the link above. If you are strugglling with your Internet or retail business, plan on ordering your copy. If you would like to subs… Continue
Posted on April 15, 2009 at 7:30pm —
S.A.V.E.M.M. News
In response to the many students who have expressed their concerns over their family finances, I have started another company with their needs in mind. I have created an organization called S.A.V.E.M.M. which educates students and teens on money and credit card issues. S.A.V.E.M.M. stands for "Students Assembled to Value Economical Money Management, " and the students must commit to handling their finances responsibly.
There are tips in the newsletter for students and parents to gain valuable i… Continue
There are tips in the newsletter for students and parents to gain valuable i… Continue
Posted on April 3, 2009 at 7:25am — 1 Comment
Credit cards and Students
Now that the recession has hit us and many issues were raised over the problems with debt in this country, ti may be a good idea to begin to educate your children on the responsibilities of handling credit cards.
Many of the banks are targeting high school and college students about acquiring credit cards. However, many college students are graduating from college with significant debt. If the students and children plan on prospering, it is important that they be made aware of the proper way to… Continue
Many of the banks are targeting high school and college students about acquiring credit cards. However, many college students are graduating from college with significant debt. If the students and children plan on prospering, it is important that they be made aware of the proper way to… Continue
Posted on December 13, 2008 at 11:29am — 5 Comments
Comment Wall (7 comments)
- At 3:18pm on July 21, 2008,
Olympia Scott said…
Thank you for joining our network! I hope you have time to participate and share with us your experiences.
- At 9:15am on July 22, 2008,
Olympia Scott said…
- Gail, you are absolutely right about children and music. Thank you for sharing with us. We need to start a discussion on this topic, or maybe you can blog about your experiences. Either way, I'm sure people will benefit from this information.
- At 3:21pm on July 22, 2008,
Gail Cavanaugh said…
- Thank you for inviting me, Olympia. I will share whatever is relevant to the discussions. It's a great site!
- At 5:49pm on December 20, 2008,
Eva-Maria said… - Hi Gail,
My name is Eva-Maria, I'm 18 and have recently joined the Super Parenting network. I am the author of a book about adult-teenager relationships - a book about bringing the generations together by giving both sides a voice.
I have read how you've made a guide about Kids and Credit Cards. I send out an e-newsletter that people sign up to on my website. It's relatively new - we only started this up last week, and only have about 500 sign ups, but would it be of value if I could put this guide of yours into a future e-newsletter that will go out? I could include your website aswell if this will be of value to you :)
Look forward to hearing from you!
Eva-Maria
- At 12:29pm on August 1, 2009,
Dr. Jacqueline Parker Scott said… - Gail I admire you for your love in music and wanting to teach our youth. Music can be theraputic. You need to have patient when working with children. You have a special gift to be able work with them effectively.
- At 12:04pm on September 18, 2009,
Gail Cavanaugh said…
- I am encouraging the parents to Join SAVEMM with their children to learn how to handle money more responsibly. I just added 10 new "Hot tips links" to the site on the New Credit Card Legisation.
- At 12:47pm on November 21, 2009, Gail Cavanaugh added a gift to their profile…
- From the Gift Store
About
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